Novalnet is a global payment service provider and a European payment institute helping e-commerce businesses worldwide to accept and process electronic and point-of-sale payments.[1][2]

The Software-as-a-Service platform provides merchants with a solution for integrating payment services in pre- or self-developed systems, such as online shop, marketplace, content management system (CMS), customer relationship management (CRM), enterprise resource planning (ERP) and inventory management software (WAWI).[3][4] Business model-based integration via API (application programming interface), iFrame, SDKs (software development kit) and WebView establish a real-time data flow between systems for individual payment processing, fraud prevention and other payment related services.[5]

Payment platform

The Novalnet payment platform helps companies to accept credit cards, debit cards, online bank transfers, prepayments, invoices, local payment methods and mobile payments, such as PayPal, Apple Pay, Google Pay. As a Federal Financial Supervisory Authority (BaFin) accredited payment institute, Novalnet holds the payment licenses and certifications for processing payments worldwide.[6] The platform is designed to automate merchants’ business processes across the e-commerce value chain, from checkout to debt collection.[7]

Competitors are for example Adyen and Stripe.


Novalnet was founded in 2007 by Gabriel Dixon. The global company network employs 200 people in four different countries: Novalnet AG (Headquarter) in Germany, Novalnet Payment Corp. in the USA, Novalnet E-Solutions Pvt. Ltd in India and Novalnet Technologies LLC in Ukraine. The company is independent of external investors and is led by Mr. Gabriel Dixon (CEO), who is also the chairman of the board.[8]

Novalnet serves both B2C and B2B customers worldwide. The name “Novalnet” stems from the word “nova” (Portuguese) which means “new” and refers to the ability to remain up to date and innovative in the fast-developing payment industry.[9]


Novalnet grew its earnings by 28% in 2019[10] with a total revenue of 1,35 billion euros. The company was one of FOCUS Business Ranking’s “German Growth Champions”, indicating a significant increase in turnover between 2015 and 2018.[11][12] The payment platform received the “Software hosted in Germany” quality seal in 2019[13][14]

In 2018 Novalnet received the “Best Payment Provider” prize in the E-Commerce Berlin Awards.[15] In the same year, the company processed 2 billion transactions and increased its gross revenue by 14%.[16]

In 2017 Novalnet was awarded Deloitte’s “Technology Fast 50” prize for high growth in turnover over the last four years[17]

Between 2011 and 2016, Novalnet received the “Usage Award” at the European MPE Awards[18] and was one of the nominees for the Bavarian SME Award hosted by the European Business Forum <.[19] In 2011 Novalnet came first as the “Best Payment-Service Provider 2011” at the t3n Magazin Web Awards.[20]

The company has been profitable since 2008[21]

Licensed payment institute

Novalnet AG is a licensed payment institute accredited by the Federal Financial Supervisory Authority (BaFin) and has the PCI DSS (Payment Card Industry Data Security Standard) Level 1 certification. The company goes through regular external audits to comply with the mandatory regulations.[22][23]


  1. ^“Das sind die 70 Fintech- und Payment-Dienste mit ZAG-Lizenz”. Finanz-szene (in German). Retrieved 18 September2019.
  2. ^“Payment-Service-Provider”. Heise Medien (in German). Retrieved 15 December 2019.
  3. ^“Warum Payment Service Provider für Onlineshops essenziell sind”. Handelsblatt GmbH (in German). Retrieved 23 October2019.
  4. ^“Anbieter und Experten im Bereich Marktplatz Payments”. PBA Experts GmbH (in German). Retrieved 15 June 2020.
  5. ^“Integration” (in German). Retrieved 9 July 2020.
  6. ^“Zahlungsinstitut (ZAG)”. Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) (in German). Retrieved 8 July 2020.
  7. ^“Payment-Allianzen: “Win-Win statt Konkurrenzkampf”” (in German). Retrieved 8 July 2020.
  8. ^“Bundesanzeiger – Novalnet”. Bundesanzeiger (in German). Retrieved 4 July 2020.
  9. ^“About Novalnet”. Retrieved 2 July 2020.
  10. ^“Bundesanzeiger – Novalnet”. Bundesanzeiger (in German). Retrieved 4 July 2020.
  11. ^“FOCUS Business – Wachstumschampions 2020”. FOCUS Business (in German). Retrieved 4 July 2020.
  12. ^“Zahlungsdienstleister Novalnet ist Wachstumschampion 2020” (in German). Retrieved 6 July 2020.
  13. ^“Zertifizierte Produkte: Novalnet Payment Port / Engine” (in German). Retrieved 4 July 2020.
  14. ^“Novalnet erhält Gütesiegel “Software hosted in Germany””(in German). Retrieved 4 July 2020.
  15. ^“Novalnet ist erneut “Best payment provider”” (in German). Retrieved 3 June 2020.
  16. ^“Bundesanzeiger – Novalnet”. Bundesanzeiger (in German). Retrieved 4 July 2020.
  17. ^“Gewinner Technology Fast 50 Award im Überblick”. Deloitte GmbH (in German). Retrieved 4 July 2020.
  18. ^“Guiding Hand Awards Recognize the Leaders of Payment Acceptance Industry”. Retrieved 4 July 2020.
  19. ^“Die diesjährigen Preisträger der neunten Verleihung des Bayerischen Mittelstandspreises am 16.11.2015 im Maximilianeum” (PDF)(in German). Retrieved 2 July 2020.
  20. ^“t3n Web Awards 2011: Die Sieger stehen fest” (in German). Retrieved 26 February 2020.
  21. ^“Bundesanzeiger – Novalnet”. Bundesanzeiger (in German). Retrieved 4 July 2020.
  22. ^“SISA PCI DSS Certified”. Retrieved 28 September 2020.
  23. ^“Betrug im Online-Shop”. Retrieved 8 July 2020.

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